Effective date: September 1, 2026
RocketForge Pay Inc. (“RocketForge,” “we,” “us,” “our”) operates rocketforgepay.app and related invoice pages, waitlist systems, preview tools, hosted documentation, APIs, and related functionality (collectively, the “Service”). These Terms are a legally binding contract between RocketForge Pay Inc. and you, whether you are a current client, a former client, visitor, waitlist registrant, merchant, invoice payer, or early-access user.
1Agreement Overview & Acceptance
By accessing or using the Service, you agree to these Terms. If you do not agree, do not access or use the Service.
If you use the Service on behalf of a business or organization, you represent that you have authority to bind that entity. You must be at least the age of majority in your jurisdiction. If you are under the age of majority, do not use the Service unless a parent or legal guardian accepts these Terms on your behalf and remains responsible for your use.
These Terms govern: (a) use of the website; (b) join the waitlist; (c) access to previews, prototypes, hosted invoice pages, or test features; and (d) use of the invoicing and settlement-matching Service as features become available.
RocketForge Pay Inc. has a registered address at Toronto, Ontario, Canada and a contact email at contact email TBD.
2The Service
RocketForge Pay Inc. is building non-custodial PayFi invoicing tools for the XRP and Flare ecosystems.
The Service is intended to support invoices that:
- are created in CAD or USD;
- display a payment amount and settlement instructions;
- allow payment through crypto rails, or through partner bank/card/ACH/Interac rails if and when available;
- may include a short price-lock quote window where such pricing is implemented;
- may expose machine-readable invoice data, including a JSON settlement payload designed to support future agent or x402-compatible settlement flows.
Current status: RocketForge Pay is pre-launch. The landing page and waitlist backend are live. The XRPL invoice MVP is under active development. Other rails and features may be added later. Nothing in these Terms should be read as a commitment that any specific feature will be available, supported, commercially reasonable, or suitable for your business.
RocketForge may add, remove, change, suspend, or discontinue any part of the Service at any time.
3Eligibility
You may use the Service only if you are legally able to enter a contract and you comply with all applicable laws in your jurisdiction.
Crypto-related activities may be restricted, regulated, or prohibited where you or your clients live. You are responsible for determining whether you may legally use crypto rails, provide or receive payment, or conduct the transactions described by the Service.
If partner payment rails are used, additional terms or identity checks may apply.
4Accounts, Waitlist & Early Access
Access to the Service, including waitlist or early-access features, is not guaranteed. RocketForge may select, limit, pause, withdraw, or deny access for capacity, security, abuse, compliance, testing, legal risk, or other legitimate reasons.
Early access is provided on a preview or beta basis. You should not rely on any preview behavior as production-ready. You must keep any credentials secure and not share them with others. You are responsible for activity under your account, including activity by anyone you authorize.
If you suspect unauthorized use of your account, notify RocketForge promptly using the contact information in Section 15.
5Payments & Settlement
5.1. Non-Custodial Settlement
The Service is designed around non-custodial payment flows. Where crypto payment rails are used, funds are intended to move directly from the payer’s wallet to the merchant wallet shown on the invoice. RocketForge does not hold private keys, is not a custodian, and does not control or store customer funds in the ordinary course of using the Service.
5.2. What RocketForge Is Not
RocketForge Pay Inc. is not a bank, payment institution, money transmitter, crypto exchange, or custody provider. These Terms do not represent that any party is exempt from regulatory obligations. If you are using the Service commercially, you remain responsible for your own legal, licensing, tax, AML, sanctions, consumer-protection, and financial-services compliance.
5.3. Invoices, Quotes, and Payment Windows
If the Service displays a price quote or payment window, that window is the one shown on the invoice at that time. If the payer does not complete settlement within the window, the quote may expire, change, or require re-issuance of the invoice. Merchant acceptance of late or changed payments, if any, is the merchant’s decision.
5.4. Crypto Rails and On-Chain Risk
Crypto settlement may depend on public networks such as XRPL and other supported rails when implemented. Network confirmation times, fees, congestion, forks, failed transactions, and other conditions are outside RocketForge’s control and may vary widely.
Payers must use the correct wallet address and any required destination tag or memo shown by the invoice. Mistakes in wallet addresses, destination tags, memos, asset selection, or network selection may make funds unrecoverable.
5.5. Merchant Keys and Wallet Security
Merchants are responsible for generating, securing, and managing their own wallets and private keys. If a merchant wallet is compromised, or if a merchant provides incorrect receiving instructions, RocketForge is not responsible for resulting losses except as required by law or as expressly agreed in writing.
5.6. Bank, Card, ACH, Interac, and Partner Rails
If payment is processed through a third-party partner using bank or card rails, those payments are subject to the partner’s own terms, network rules, reversals, chargebacks, holds, fees, and settlement timing. The merchant remains responsible for refunds, chargebacks, disputes, and compliance with applicable card or bank requirements.
5.7. No Automatic Refunds
RocketForge does not automatically refund or reverse payments except where required by law or where RocketForge expressly agrees in writing. Invoices are generally non-refundable after use or availability, subject to applicable consumer law.
6Prohibited Conduct
You agree not to:
- use the Service for unlawful purposes, including fraud, sanctions evasion, money laundering, theft, market manipulation, or payment for illegal goods or services;
- provide false or misleading information in invoices, wallet details, identity details, or waitlist submissions;
- interfere with, disable, overload, or attempt to disrupt the Service;
- reverse engineer, decompile, or attempt to extract source code except where expressly permitted by law;
- circumvent security controls or access controls;
- scrape, repurpose, or bulk-download content without permission;
- use the Service to store or transmit malware, spyware, or other harmful code;
- impersonate RocketForge, any partner, any regulator, or any person;
- misuse hosted invoice pages, APIs, or settlement-matching features;
- infringe any person’s intellectual property or privacy rights;
- use the Service to send spam or unauthorized communications.
We may suspend or terminate access for prohibited conduct or suspected abuse.
7Fees
At present, RocketForge is not charging fees for waitlist access or the current preview features. We may introduce fees later for subscription access, transaction processing, invoicing tools, API access, partner routing, financing referrals, or related services.
Any future fees will be posted on the website or shown in-product before you use a paid feature. You are responsible for applicable taxes and third-party network or partner fees, including blockchain network fees and partner processing fees.
Free access is provided on a trial, preview, or beta basis and may be changed or ended at any time.
8Intellectual Property
RocketForge owns or licenses the website, brand assets, software interfaces, documentation, invoice layouts, API specifications, and other elements of the Service unless otherwise stated.
You retain ownership of your business information, invoice content, and lawful customer data you submit, subject to the license you grant below.
By using the Service, you grant RocketForge a limited license to host, display, transmit, cache, match, and process the minimum amount of your information needed to operate the Service, show invoices, display quotes, and communicate about the Service. If you submit feedback, you grant us a non-exclusive, royalty-free, perpetual license to use it in any way we choose without compensation or attribution.
You may not copy, redistribute, or commercially exploit RocketForge’s materials without permission, except as expressly allowed by law.
9Disclaimers
The Service is provided “as is” and “as available,” without warranty.
RocketForge disclaims all express or implied warranties to the maximum extent permitted by law, including warranties of availability, merchantability, fitness for a particular purpose, accuracy, security, reliability, compatibility, non-infringement, and results from use.
Without limiting the above:
- the Service is pre-launch, experimental, and subject to change;
- we do not guarantee that any blockchain, oracle, pricing feed, destination-tag matching method, bank rail, partner integration, or machine-readable payload will function correctly, remain available, or produce expected outcomes;
- crypto assets may be highly volatile, irreversible, and affected by technical events;
- network failures, forks, outages, delays, congestion, or confirmation issues may occur;
- third-party wallet providers, block explorers, partners, and networks may experience failures;
- no information on rocketforgepay.app is financial, legal, accounting, or tax advice.
You alone are responsible for your use of the Service and for seeking professional advice before acting. Some jurisdictions limit how warranties can be disclaimed. RocketForge will act as a reliable partner and will try to minimize risks for using our services according to the best practices.
10Limitation of Liability
To the maximum extent permitted by law, RocketForge and its affiliates, officers, agents, and partners are not liable for any indirect, incidental, special, punitive, consequential, or exemplary damages, including lost profits, lost revenue, lost data, lost value, lost settlement, transaction errors, missed invoices, price-lock failures, network delays, wallet losses, key theft, oracle errors, partner failures, security incidents, or unauthorized access.
RocketForge’s total aggregate liability arising from or related to the Service will not exceed:
- the total amount of fees you paid to RocketForge in the 12 months before the event giving rise to the claim.
This limitation does not exclude liability that cannot be excluded or limited by law, including liability for fraud, wilful misconduct, or statutory rights that are non-waivable. You are responsible for choosing whether to rely on the Service at your own risk.
11Indemnification
You shall defend, indemnify, and hold harmless RocketForge Pay Inc., its affiliates, and their respective officers, directors, employees, and agents (collectively, the "RocketForge Indemnified Parties") from and against any and all third-party claims, demands, suits, actions, losses, damages, liabilities, fines, penalties, costs, and expenses (including reasonable attorneys' fees) arising out of, relating to, or resulting from: (a) your use of the Service; (b) your breach of these Terms; (c) any unlawful activity attributable to you; (d) any tax or regulatory non-compliance on your part; (e) the content of any invoice you issue or submit through the Service; (f) any wallet instructions or payment instructions you provide; (g) any payment you initiate, authorize, or receive; (h) any activity conducted through or in connection with partner payment rails; or (i) any claim by a third party arising out of or relating to your use of the Service. This indemnity shall survive termination of these Terms and your use of the Service.
12Termination
You may stop using the Service at any time.
RocketForge may suspend, restrict, or terminate your access at any time for abuse, security risk, suspected fraud, violation of these Terms, legal requirements, operational risk, or any other reason we deem appropriate.
Upon termination, your right to use the Service ends. Sections covering ownership, disclaimers, liability, indemnification, governing law, and contact remain effective.
13Changes to These Terms
We may update these Terms from time to time. Material changes may be posted on the website or, if you joined the waitlist or have provided an email address, communicated by email to the extent permitted by applicable anti-spam rules, including Canada’s CASL.
Continued use after an update means you accept the revised Terms, except where law requires separate consent. If you do not agree, stop using the Service.
14Governing Law & Disputes
14.1. Governing Law
These Terms, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual obligations), are governed exclusively by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles. The United Nations Convention on Contracts for the International Sale of Goods (CISG) is expressly excluded and shall not apply to any transaction under these Terms.
14.2. Informal Resolution
Before initiating any formal dispute resolution, the parties shall first attempt in good faith to resolve the dispute through negotiation. The party initiating the dispute shall provide written notice describing the nature of the dispute and the relief sought. Within thirty (30) days of such notice, senior representatives of each party with authority to resolve the dispute shall meet (in person or by video conference) to attempt resolution. This negotiation period tolls any applicable limitation period under the Limitations Act, 2002 (Ontario) for the duration of the negotiation. If the dispute is not resolved within the thirty (30) day period, either party may proceed to the next step set out below. Nothing in this section prevents a party from seeking immediate injunctive or other equitable relief from a court of competent jurisdiction where necessary to protect its rights, confidential information, or intellectual property, and such relief may be sought without first complying with the informal resolution period.
14.3. Arbitration
Any dispute, claim, or controversy arising out of or relating to these Terms, including any question regarding their scope, validity, enforceability, interpretation, breach, or termination, and including any non-contractual claims arising out of the same facts, shall be finally resolved by binding arbitration administered by the ADR Institute of Canada, Inc. (ADRIC) under its Commercial Arbitration Rules then in effect, in Toronto, Ontario. The arbitration shall be conducted before a single arbitrator, selected in accordance with the ADRIC Rules. The seat of the arbitration is Toronto, Ontario. The language of the arbitration shall be English. The arbitrator shall have the power to award costs, including a reasonable portion of the prevailing party's reasonable attorney's fees and arbitration costs. Judgment on the arbitral award may be entered in any court of competent jurisdiction.
14.4. No Class Actions
Each party brings any claim in its individual capacity, and not as a plaintiff or class member in any purported class, representative, or consolidated proceeding. The arbitrator may not consolidate more than one party's claims or preside over any form of a representative or class proceeding. Any relief awarded may not affect other parties to these Terms.
14.5. No Jury
To the fullest extent permitted by law, each party waives any right to a trial by jury in any proceeding arising out of or relating to these Terms.
14.6. Confidentiality of Proceedings
All arbitration proceedings, including the existence and content of the arbitration, all filings and evidence submitted, and any award, shall be kept confidential by the parties and the arbitrator, except to the extent necessary to confirm, vacate, or enforce an award, or as required by applicable law or court order.
14.7. Venue for Court Matters
Subject to the arbitration provisions above, the courts of Ontario, Canada (and specifically the Ontario Superior Court of Justice in Toronto) shall have exclusive jurisdiction over any matter that is not subject to arbitration, including any preliminary injunctive relief, any challenge to the formation, validity, or enforceability of these Terms, or any proceeding to enforce an arbitral award. Each party irrevocably submits to the exclusive jurisdiction of such courts and waives any objection to venue in Toronto, Ontario, including any claim of forum non conveniens.
14.8. No Third-Party Beneficiaries
These Terms are for the sole benefit of the parties and create no rights in any third party, and no third party shall be entitled to enforce any provision of these Terms, unless expressly stated in writing in these Terms.
14.9. Remedies Cumulative
The rights and remedies under these Terms are cumulative and in addition to any other rights and remedies available at law or in equity. No delay or failure to exercise a right or remedy constitutes a waiver.
14.10. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, such provision shall be severed from these Terms and the remaining provisions shall remain in full force and effect as if such severed provision had never been contained herein. If a provision is held unenforceable in part, it shall be enforced to the maximum extent permitted by law. Where the unenforceable provision is capable of being modified to make it enforceable, the parties agree that these Terms shall be read as if the provision were so modified.
15Contact
For questions about these Terms, invoice issues, security notices, or CASL-related opt-out requests, contact:
RocketForge Pay Inc.
Toronto, Ontario, Canada
contact email TBD